A budget
can be one of the most effective ways to decrease anxiety, tension, and stress,
if done right and with the right motive.
Some
people do not see the value of having a budget, while others simply has no
desire to discipline themselves with their spending habits. These days, only a
few people take time to really create a personal budget, so it’s no wonder why
so many are going through every day with fear, worry, and helplessness. They
are living the “Wilderness” lifestyle – expecting miracles over and over again
– instead of the “Promised Land” lifestyle, where they are faithful stewards of
the financial blessings God has given them.
Our
society has reached a point where people buy on impulse with no thoughts to the
consequences. Sometimes, they know the consequences, but still has no
self-control in choosing between what is better or worse. They just accept the
outcome and say “Come what may, God is watching us.”
I’m not
saying it’s wrong to trust the Lord to take care of us, because He certainly
does. All the time. But that “Come-What-May” attitude is one of the major signs
of, as I’ve mentioned above, having a “Wilderness” lifestyle.
Many
people have no idea exactly how they spent a good portion of their money and/or
from where did it come from. Having a budget will make a person accountable for
the money he spends. The Bible says that everything on earth is from God and of
God, and our financial blessings include that. He is the owner, and we are just
managers. That’s why we have to be faithful stewards of the Lord.
It is
important to note, though, that simply creating a budget is not enough. This in
itself will do you no good, if you don’t have the discipline and self-control
to stick to it. It will be very difficult, especially for someone who has
gotten used to the “Wilderness” lifestyle of freely spending without second
thoughts. However, the long term benefits of financial freedom, debt free
living, and the “Promised Land” lifestyle outweighs any potential difficulty.
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